Three formats. One clear purpose: helping your household budget actually work.
Whether you're just starting out or looking to build a lasting household routine, Fintangle has a format sized for where you are right now.
Back to HomeHow We Structure Our Programmes
Each Fintangle programme is built around the same core philosophy: give participants a specific, usable budget structure by the end of the session, with supporting materials they can continue working with independently.
We deliberately offer three distinct formats rather than a single modular course, because different households need different depths of engagement. Some people need a half-day reset; others are ready for a six-week habit-building track. The formats don't overlap — they address genuinely different stages.
All three share the same core curriculum foundation: the same budget categories, the same spreadsheet template family, and the same no-product-sales policy. What changes is depth, duration and the level of peer and facilitator support involved.
Half-day
Foundations Workshop
6 weeks
Coaching Track
Multi-session
Family Retreat
Zero upsell
All programmes
Everyday Budget Foundations Workshop
A half-day group session that walks through building a simple monthly household budget from scratch, using worked templates for income, fixed costs and flexible spending. Suited to individuals and couples who want a clearer picture of where their money goes. Includes printable worksheets, a spending-category reference sheet and a facilitated Q&A.
What's covered:
- Understanding your income picture — gross, net and irregular sources
- Mapping fixed monthly costs using a pre-built template
- Working through flexible spending categories with realistic Malaysian figures
- Identifying gaps and simple steps to address them
- Facilitated Q&A — your questions, not a prepared script
Duration
Half-day (approx. 4 hours)
Format
In-person, small group
Fee
RM 520 per person
Household Money Coaching Track Most popular
A structured six-week small-group programme covering budget building, sinking funds for irregular costs, and simple record-keeping habits. Includes weekly reading notes, editable spreadsheet tools and a private discussion group for peer support. Aimed at households ready to move from one-off learning to steady routines.
Six weeks, week by week:
- W1 Building your complete monthly income and fixed-cost picture
- W2 Flexible spending — categories, tracking and realistic limits
- W3 Sinking funds — planning for costs that don't arrive monthly
- W4 Record-keeping habits that work for your household's rhythm
- W5 Reviewing and adjusting — when the numbers don't balance
- W6 Building your ongoing routine and Q&A with facilitator
Duration
6 weeks
Format
In-person + online group
Fee
RM 1,480 per person
Family Finance Education Retreat
A comprehensive multi-session curriculum for families managing shared budgets, blending workshop days with take-home practice modules on planning for school terms, festive seasons and larger purchases. Includes a printed workbook, all digital templates and three months of group check-ins. Designed for those who want the most thorough, unhurried grounding.
Programme highlights:
- Multi-person household budgeting — dividing responsibilities, shared decisions
- School-term planning module with term-by-term cost tracking templates
- Festive season budgets — Hari Raya, Chinese New Year and year-end periods
- Planning for larger household purchases without disrupting monthly flow
- 3 months of facilitated group check-ins post-programme
Duration
Multi-session + 3 months
Format
In-person + take-home
Fee
RM 2,940 per household
Choose the Right Programme
Not sure which format fits your household? This comparison shows what each programme includes.
| Feature | Foundations RM 520 |
Coaching Track RM 1,480 |
Family Retreat RM 2,940 |
|---|---|---|---|
| Budget template (editable) | |||
| Spending-category reference sheet | |||
| Facilitated Q&A | |||
| Sinking fund tracker | |||
| Weekly reading notes | |||
| Peer discussion group access | |||
| Festive & school-term planning modules | |||
| Printed workbook | |||
| 3-month group check-ins |
Best for
Foundations Workshop
Individuals or couples who have never built a structured household budget and want a clear introduction in one session.
Best for
Coaching Track
Households ready to commit to building a consistent budgeting habit over six weeks, with peer support and facilitator access.
Best for
Family Retreat
Families managing shared or complex household budgets, particularly those with school-age children or significant irregular costs.
Standards Applied Across All Programmes
Privacy by Default
Participant information is used only to administer your place in a programme. No data sharing with third parties. No post-programme marketing without consent.
Curriculum Review Standard
All programme materials are reviewed twice annually and updated to reflect current Malaysian household cost structures before the next cohort begins.
No Commercial Arrangements
Fintangle does not accept referral fees from financial institutions, fund managers or insurance providers. Session content is entirely free of product promotion.
Facilitator Quality Process
Facilitators go through internal training and programme observation before leading sessions independently. Participant feedback informs ongoing development.
Accessible Venue
Sessions are held at an accessible, centrally located venue in Menara Kuala Lumpur. Full accessibility details are provided on registration confirmation.
HRDC-Registered Provider
Fintangle is registered with Malaysia's Human Resource Development Corporation, allowing employers to claim training levy funding for employee enrolments in any programme.
Clear, All-Inclusive Pricing
Each fee covers all materials listed — no hidden add-ons. Prices are in Ringgit Malaysia.
Foundations Workshop
RM 520
per person
- Half-day in-person session
- Printable worksheets
- Spending-category reference
- Facilitated Q&A
Coaching Track
RM 1,480
per person
- 6-week structured programme
- Editable spreadsheet tools
- Sinking fund tracker
- Weekly reading notes
- Private peer discussion group
Family Retreat
RM 2,940
per household
- Multi-session curriculum
- Festive & school-term modules
- Printed workbook
- All digital templates
- 3 months of group check-ins
Not sure which programme to start with?
Send us a brief message about your household situation and we'll suggest the most suitable format — with no pressure to choose the larger option.
Get in Touch